Use Your Card in 180+ Countries
Works anywhere Visa is accepted. Over 150 million stores, restaurants, and websites in 180+ countries.
Your Crypto, Accepted
Anywhere Cards Are
Pay with crypto from your self-custody wallet.
No transfers to
exchanges. Just tap and pay.
Backed by
Get Both Virtual and Physical Cards
Use your virtual card for online shopping instantly. Order a physical card for in-store purchases and ATM withdrawals.
Works at 150+ Million Merchants
Accepted anywhere Visa works. Over 150 million merchants in 180+ countries including restaurants, gas stations, and online stores.
Earn Crypto Rewards on Every Purchase
Get $CYPR tokens back every time you use your card. No minimum spend or categories to track.
Works with Apple Pay and Google Pay
Add your card to your phone wallet and pay contactless. No need to carry a physical card.
Low Currency Conversion Fees
Pay abroad without high foreign exchange fees. Better rates than most banks.
Set Your Own Spending Limits
Adjust daily limits from $5 to $500,000 directly in the app. Takes less than a minute.
Load USDC with No Fees
Premium members pay zero fees when loading USDC to their card. Spend stablecoins without conversion costs.
US-Based Payment Processing
Your transactions run on regulated US payment infrastructure. Reliable and secure.
Every purchase earns you crypto rewards. Refer friends, stake tokens, or vote for brands to boost what you earn. Your daily spending becomes passive income. Coffee, groceries, gas. It all adds up.
Explore Cypher Protocol
Cypher Rewards
Get Up to 80%
Crypto Rewards at Partner Brands
Every purchase earns $CYPR tokens deposited directly to your wallet.
Claim your rewards every 15 days. They never expire while unclaimed.
Trusted by
Who's Behind Cypher
Cypher Ecosystem
One App for
Crypto Cards,
Wallets, and
Rewards
Load from 15+ Blockchains
Fund your card with 500+ tokens from Ethereum, Solana, Cosmos, Tron, and 15+ other networks. No bridging required.
Change Spending Limits in Seconds
Set daily limits between $5 and $500,000 using a slider. Changes take effect immediately.
$4,323
Spent this month
Freeze Your Card Instantly
Lost your card? Freeze it in one tap. Found it? Unfreeze just as fast. Works 24/7 from the app.
Keep Full Control of Your Keys
Create a self-custody wallet with your email or import your existing wallet using your seed phrase. Your keys, your crypto.
Connect Any Wallet with WalletConnect
Link your MetaMask, Trust Wallet, or any WalletConnect-compatible wallet. View and spend your crypto without transferring it.
Set Up Auto Top-Up
Never run out of card balance. Auto-load kicks in when you drop below a threshold you choose.
Track Any Wallet Address
Monitor any wallet, yours or someone else's. See token balances, NFTs, and DeFi positions in one view.
Swap and Bridge Tokens In-App
Convert tokens and move assets between chains without leaving the app. Built-in DEX aggregation finds the best rates.
Earn Crypto on Every Swipe
Every card transaction earns you $CYPR tokens. No tiers, no spending minimums.
Vote for Higher Rewards at Your Favorite Brands
Stake $CYPR and vote for brands you shop at. The community decides which merchants offer bonus rewards.
Earn When Friends Sign Up and Spend
Share your referral link and earn tokens when friends join. Plus, get bonus rewards when they spend at partner brands.
Cypher Premium
Free to Start,
Premium for Power Users
The free plan covers everyday spending. Premium unlocks higher limits, lower fees, and a metal card.
Cypher Standard
Free Forever
Everything you need to start spending crypto today. No monthly fees, ever.
Whats included
- Free virtual card
- Physical card available for $50
- Apple pay & Google Pay
- Available in 195+ countries
- Rewards on every spend
- Accepted at 50M+ merchants
Cypher Premium
< $17 /month
$199 billed annually
💸 Best value
For frequent spenders who want zero USDC fees, $1M daily limits, and priority support.
Includes all Standard features, plus
- Lowest forex markup
- Free premium metal card
- Zero-fee USDC loads*
- Lower fees on non-USDC loads
- Chargeback cover
- Higher spending limits (up to $1M/day)
- Priority Customer Support
- Add-on cards for family members
Card types
Choose Your Crypto Card
Virtual, PVC, or Metal
Everyone gets a free virtual card. Physical cards ship worldwide.
Cypher Gold
Coming Soon
24K gold-plated card for those who want something that stands out. Works at ATMs and supports contactless payments.
Pay
Pay
ATM
Black Metal Card
Free with Premium
Premium 16-gram metal card. Free for Premium members. Feels solid, looks professional.
Pay
Pay
ATM
PVC Card
$50
Standard plastic card for $50. Same features as metal, lighter to carry. Ships worldwide.
Pay
Pay
ATM
Virtual Card
First card free
Instant virtual card, free for everyone. Works immediately for online purchases, Apple Pay, and Google Pay.
Pay
Pay
Availability
Available in 150+ Countries
Search for your country below to see if Cypher Card is available where you live.
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Common Questions About Cypher Card
How it works, supported countries, fees, and how to get started.
Adding Your Card to Mobile Wallets Are there any charges for issuing a virtual card? How do I get a physical card? How do I get the Cypher VISA card? Is KYC required to obtain the card? What are all the blockchains supported for card load How long does it take for the KYC to be verified? List of supported countries What are the documents required to proceed with the KYC process?
View all FAQs