No more tapping through menus. Just send a message and Cypher Agent handles everything from loading your Cyphercard to swapping assets. The future of onchain banking is here.
The internet moved from commands to clicks. Mobile moved from clicks to taps. AI is now moving software from interfaces to conversations.
Today, we’re bringing that shift to crypto payments.
Introducing Cypher Chat Agent, an AI-powered assistant built directly into the Cypher app that lets you manage your crypto, card, and payments simply by texting.
Just say what you want, and Cypher Agent gets it done. From locking your card to bridging assets across chains, complex crypto actions become simple conversations.
The Problem With Crypto Apps Today
Crypto infrastructure has evolved rapidly. Wallets became multi-chain. Payments became global. Onchain finance became more powerful and accessible than ever before.
But usability never caught up.
Even simple actions today require navigating multiple screens, understanding unfamiliar interfaces, manually configuring workflows, and switching between apps. For new users, crypto feels overwhelming. For experienced users, it feels unnecessarily tedious.
Many crypto companies focused heavily on adding features but often at the cost of simplicity. Instead of reducing friction, the experience became more complex.
“The best interface is the one you already know how to use. Cypher Chat Agent meets users where they are — in a conversation.”
That’s why we built Cypher Chat Agent.
What Is Cypher Chat Agent?
Cypher Chat Agent is a natural language AI assistant built directly into the Cypher app. Instead of tapping through menus, you simply type what you want done — and it gets done.
Examples:
- “Lock my card”
- “Send 100 USDC to Alex”
- “Bridge ETH to Base”
- “Show my spending this month”
- “Increase my card spending limit”
The agent understands the intent and helps execute the action instantly and securely. Users don’t have to move to 6 different pages and 12 different clicks to enable it.
Everything You Can Do With Cypher Chat Agent
Whether you’re a crypto-native user or just getting started, Cypher Agent helps manage your card, crypto, and account through a single conversation.
Card Management
Manage your card instantly using natural language:
- Lock or unlock your card anytime
- Increase your card spend limit
- Enable auto top-up
- Block or enable transactions from specific countries
- Create new cards or delete any existing cards
- Top up the card
Crypto Actions
Move assets seamlessly across chains and wallets:
- Send and receive crypto
- Swap assets instantly
- Bridge assets across supported chains
Insights & History
Get instant visibility into your financial activity:
- Export transaction history as PDF
- Understand your spending analysis
- Identify top spending categories
- Track card activity instantly
Rewards & Community
Access rewards and community features effortlessly:
- Claim rewards
- Vote for your favourite merchants
- Get your referral code
- Understand how many referrals came through
And this is only the beginning.
See It in Action
Here’s what a real conversation with the Cypher Agent looks like:
Before vs. After: The Difference Is Real
Here’s what increasing your card limit used to look like — and what it looks like now:
Your Security, Guaranteed
We know you’re trusting us with your money. Here’s how we keep you protected:
Does the agent access my private keys? Never. The agent interacts only with the Cypher app layer, so your private keys remain encrypted and inaccessible to it at all times.
Can it make transactions without my approval? No. Any transaction that moves funds always requires explicit confirmation from you before it executes.
What if I send a wrong message? The agent confirms the intent before acting on any sensitive action. You always have a chance to cancel before it’s executed.
What data does the agent see? Only data tied to your Cypher account — your card, transactions, and balances. No third-party data access, ever.
How to Get Started in 2 Steps
1. Update your Cypher app
Head to the App Store or Google Play and install the latest version. The Chat Agent is live in this update — no separate download needed.
2. Navigate to the Cypher AI section
Tap the Cypher AI tab in the app and type your first message. No configuration required — you can get started immediately.
Frequently Asked Questions
What is Cypher Chat Agent? Cypher Chat Agent is an AI-powered crypto and card management assistant built directly into the Cypher app. It allows users to manage crypto payments, cards, spending, and assets using natural language.
Is Cypher Chat Agent free to use? Yes, completely. Cypher Chat Agent is available to all Cypher users through the latest app update at no additional cost. If you already have the Cypher app, simply update and it’s there waiting for you.
Which cryptocurrencies does the agent support? The agent supports all cryptocurrencies and tokens available within the Cypher ecosystem, including assets across multiple supported chains. If you can hold it in your Cypher wallet, you can manage it through the agent.
Can the agent bridge assets across blockchains? Yes. Bridging assets across supported chains is available directly through a conversational command — no need to use a separate bridge interface or copy-paste contract addresses. Just tell the agent where you want your assets and it will walk you through it.
Is Cypher Chat Agent available on iOS and Android? Yes. Cypher Chat Agent is fully available on both iOS and Android through the latest version of the Cypher app, available on the App Store and Google Play Store.
Can the agent execute transactions automatically? No. Any transaction involving the movement of funds requires your explicit approval before execution. The agent is designed to act on your behalf — but never without your direct confirmation first.
Bottom Line
Crypto made money programmable. AI makes finance conversational. Cypher Chat Agent sits at the intersection of both.
We believe the next generation of financial products won’t feel like traditional apps. They’ll feel like conversations.
Welcome to AI-native banking. Welcome to Cypher Chat Agent.
Ready to try the future of onchain banking?
Update your Cypher app today, navigate to the Cypher AI section, and send your first message. Getting started takes less than 30 seconds.
