Spend More,
Earn More.
Premium is no longer available for purchase as part of the Cypher wind-down. Benefits stay active until September 6, 2026 ; purchases made between May 20 and June 21, 2026 are automatically refunded in full. See the wind-down FAQ
Free Metal Card
Premium metal card included at no extra cost.
Free USDC Loads
Load USDC to your card with zero fees.
2x Rewards
Earn double the rewards on every purchase.
Fraud Coverage
Extra peace of mind with coverage up to $300.
Lower Forex Fees
Pay less when spending in non-USD currencies.
Higher Spending Limits
Up to $1M daily. Higher monthly limits too.
Add-On Cards
Get extra cards for family members.
Priority Support
Faster responses, 24/7.
Maximize your crypto spending experience
Unlock exclusive benefits with Cypher Premium.
Higher rewards, lower fees, and premium features designed for power users.
Compare Standard
vs Premium
See which plan fits how you spend.
Managing a team or DAO? Explore Cypher Business
Common Questions About Plans
Pricing, features, and refunds during the wind-down.