How to check the currency conversion fee?

Step-by-Step Instructions:
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Step 1: Open the VISA Exchange Rate Calculator

• Go to this link: https://www.visa.co.in/support/consumer/travel-support/exchange-rate-calculator.html
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• **Step 2: Choose the Date of the Transaction

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  Click on Edit Option.

  

• Under “Date of Transaction”, select the exact date when your transaction took place.

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Step 3: Enter the Transaction Amount and Currency

• In “Transaction Amount”, type the amount you spent or are planning to spend.
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• In “Transaction Currency”, choose the foreign currency you used or are using (e.g., USD, EUR, GBP).

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Step 4: Enter Your Billing Currency

• In “Your Card is Issued in”, select the currency of your card or bank account (e.g., INR for Indian Rupees).

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Step 5: Add the Bank Fee (Currency Conversion Fee)

• Under “Bank Fee (%)”, enter:
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  • 2% if you’re on the Standard plan
    ​1% If you’re on the Premium plan

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Step 6: Click “Calculate”

• Click the “Calculate Conversion” button to see:
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  • The exchange rate used
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  • The converted amount you’ll be charged
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  • The total cost including the bank fee
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Example:

• Transaction Date: 04 June 2025
• Transaction Amount: 100​
• Transaction Currency: USD
• Billing Currency: INR​
• Bank Fee: 2% (for Standard plan) and 1% (for premium plan)
  ​Click Calculate to get the INR equivalent with the applied conversion fee.