What about merchant refunds that arrive after my card is cancelled?
Updated July 7, 2026
Refunds from purchases made during the final spend period may continue to arrive after card spending ends on August 7, 2026 — merchants often take days or weeks to process them.
- Refunds received during the wind-down land on your card balance and can be withdrawn until September 6, 2026 .
- Please ensure you withdraw any refunded amounts before September 6, 2026 .
You don’t need your card to be active to receive a merchant refund — it’s credited to your balance either way.